Just insert photo - open a red marked layer called “paste image here”, then double click the inside layer called “your model here”. It will open another window for you to paste image, resize to fit and close. It will update the main image. Then edit text in the ribbon (in the grey marked layer folder called “ribbon”, or completely disable it if you want. There are 3 color combinations available (You can use more than one at a time), those are marked in orange color and called color1, 2, 3. If you don’t want to show the hand holding brush, just disable the layer folder called “hand”.
Font used: Anorexia Bold (https://graphicriver.net/item/handwritten-font-anorexia-/10986482)